Step 4: About your membership

This Membership Guide forms part of you, the principal member’s contract with us, along with your application form and your Membership Certificate.

This is an annual contract.

The agreement between you and us

As a member of the Bupa Malta Health Plan, you, the principal member,
have formed an agreement with Bupa Malta about your cover. Only you, the principal member, and Bupa Malta have legal rights under this agreement.

This means that only you, the principal member and no other party may enforce the terms of this agreement. You, the principal member’s membership with us includes:

• you, the principal member’s application form, if you completed one for you and for any dependants, and any declarations that you, the principal member made during the enrolment process
• your rules and benefits in the Membership Guide
• your Membership Certificate

The full name of your insurer is shown on your Membership Certificate.

When your cover starts

The start date of your membership is the “effective date” shown on your
Membership Certificate.

If you move to a new country

You, the principal member, must inform us straight away if you change your country of residence.

Your new country may have different regulations about health insurance. You, the principal member, need to tell us of any change so that we can make sure that you have the right cover and that all local regulations are being met.